Opt out of mail credit card offers11/21/2023 ![]() They also provide information on reporting scams and tips for victims of identity theft.Īnd while you may never be able to eliminate all your junk mail, you can reduce it significantly and help protect your credit at the same time. The FTC provides additional contact information on Where to Go to "Just Say No" to these offers and even gives you a short sample letter you can send to credit bureaus. Still, some people receive offers even after opting out because some companies just fail to check the list. You'll have to give the web site or the folks on the toll-free your social security number and address because that's how they track you, your credit, and whether you get those mailings or not. Note that besides the web site and toll-free number 1-888-5OPT-OUT (1-88) there aren't any other ways to remove yourself from the list, so don't give anyone else your information. (And, in case you're wondering why they'd do this, they have to: it's the law.) They also have instructions on removing yourself permanently in writing. You can remove yourself from pre-approved lists for 5 years by opting-out online at, the official site created by Equifax, Experian, Innovis, and Trans Union. ![]() The offers quickly dried up and I havent gotten even one credit card offer by mail in many years. The possibility of someone else doing that worried me, so I opted out. Many times the actual plastic card was in the envelope so all it would have taken was a quick call to activate the card. So how do you opt-out of these pre-approved credit card lists, help protect your credit (especially if you're thinking about getting a mortgage), and get less junk mail in the process? I used to get credit card offers constantly. "Would he get the credit card?" The answer is one of those "You've got to be kidding me?!" moments. After providing a little personal info, you’ll no longer be in the databases credit card companies (and insurance companies, too) use when they mail pre-approved offers. If you opt out forever you have to mail in a signed request. ![]() The options are to leave your mail the same, opt out for 5 years, or opt out forever. You can call the toll free number (888) 5-OPT OUT instead if you would rather. In fact, MSNBC posed the question, "What if a desperate identity thief digging through your trash found a credit card application ripped into little pieces, taped it back together, filled it out and mailed it in?" You can stop credit card offers by removing yourself from credit card companies’ mailing lists at, an official website run by the consumer credit bureaus. It has been around for several years and is trustworthy according to many sources I found on google, including reddit. ![]()
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